Chiranjeevi Gunturi speaking at a product event

Product & AI Strategy

I'm Chiranjeevi Gunturi.

Fifteen years from engineer to Head of Product. Today I build AI products of my own, and help others building with AI.

Previously Gojek · DBS · Ant Financial · Citi

Available for fractional and advisory work

My story

My first resume took me a week when friends filled a template in an afternoon, because I wanted to own every word and stand behind each line. When they later asked me to review theirs, I didn't rewrite them, I asked questions, and their own answers made them better, the instinct I still work from.

At , I joined as lead PM to build a social app for Mapan, the unit serving women resellers across smaller-city Indonesia who earn a living selling to their neighbours, and that mission is why I came. Through a reorg I became head of product and design, hired a new team, and reshaped how product, design, research, and engineering worked together. We built the full social app, feed, connections, and ranking, and tripled sales in eighteen months.

In the field with Mapan resellers during a home visit, Indonesia

At DBS in Singapore I found my footing in product. Back in 2014, when few wallets existed, I took over with one other developer, and built its referral engine into production myself, every edge case, money flow, and unclaimed reward. That engine helped PayLah reach 350,000 users, and I grew the team to twelve and built out its merchant-payments side.

Holding the Straits Times full-page ad, Singapore's first wearable bank, DBS PayLah

By 2016 I was building with NLP, the heart of today's AI, before most banks were. As the SME on one of the region’s first , I worked with Kasisto's engine to get it understanding how real people phrase things, the same request arriving as “transaction” or “TXN”. We took it to production inside a bank, clearing the security, compliance, and risk bar when none of it was charted.

The POSB digibank chatbot in my own Facebook Messenger history, answering a transaction search
I work backwards from the outcome, through every perspective that gets us there.

I stayed with Mapan through its spin-off from Gojek, and in 2023 I chose to rather than take the next product seat. It was a bet on AI: building was becoming almost free, and anyone can ship now. That makes the two things I spent fifteen years on the two that matter most: deciding what is worth building, and building it right. That is what I do for founders and teams, and what I build into my own products: tools that ask the right questions, so you sharpen your own thinking rather than have it done for you.

Where I've been

  1. 2023-nowFounder: .
  2. 2019-2023Gojek / Mapan, lead PM to Head of Product and Design: .
  3. 2018-2019Ant Financial, senior PM on the .
  4. 2017-2018Citi Singapore, AVP, FinTech Authorisation. Banking APIs into partner sites across APAC and EMEA.
  5. 2014-2017DBS Singapore, developer to tech lead to SME: , the , and the .
  6. 2012-2014Citi India, Assistant Manager on mobile banking. One shared platform across markets, over 60% of the code reused.
  7. 2010-2012Kony, engineer. Citibank's mobile app for Russia, where thinking from the user's side began.

Selected results

A few markers behind the work.

Where I'm strongest

Four areas I know best.

How I can help

If you're deciding what to build, or building it with AI.

  1. "We keep shipping AI features, but we're not sure any of it is the right thing to build."

    What-to-build clarity

    Product reviews, roadmap calls, and the prioritisation that decides what deserves to be built, not just what's easy to ship. Fifteen years of these calls, like , now built into SuperProductManager.

  2. "Our AI prototype demos well, but getting it to production, secure and reliable at scale, is a mess."

    AI product and architecture, to production

    From a working prototype to a system that holds up: MCP, RAG, context and evaluation, and the security and compliance bar real users need. I , and I'm a Claude Certified Architect who ships on this stack. Recent private builds: an AI document-automation proof of concept that compressed a multi-day workflow into seconds, and an AI insurance quote-comparison demo, from RFQ to ranked recommendations.

  3. "We're scaling and product is chaos, no structure, unclear priorities, teams pulling different ways."

    Product org and operating setup

    Standing up the product function: the team, the cadences, and how product, design, research, and engineering work together cleanly. I , and led product teams at DBS.

  4. "We have a social or network product and growth has stalled, and we can't tell what's actually moving it."

    Growth, retention and network effects

    Finding what truly drives a network: cluster analysis, the behaviour behind your power users, and experiments that separate causation from correlation before you bet. This was at Gojek.

Ways to work together

  • Clarity workshop

    from $1,500

    To get unstuck and decide what's next. Starts as a single working session, and expands only if you need more.

  • Fractional and advisory

    from $5,000 a month

    Ongoing senior product judgment, a few hours a day or the cadence that suits your team.

  • Project-based

    from $20,000

    I set it up or build it with you, to a v1. We agree acceptance criteria up front, prove them with a spike or a PoC, and continue on evidence.

Remote from India (IST). Daily overlap with European hours and US East mornings, and with Australia in my mornings.

What I believe

A few things I'm convinced of.

The oldest of these went into writing in 2021, an essay on learning to say "I don't know", two years before I bet my career on it.

What I'm building

I build what I believe in.

It's hard to advise on what to build if you've stopped building. So I haven't. And AI isn't new for me, that 2016 chatbot came from real curiosity about what NLP could do, long before the hype.

Let's talk

Figuring out what to build next?

If any of this sounds familiar, I'd like to hear what you're working on. No pitch. Just a conversation about the right thing to build.

gachiranjeevi@gmail.com · LinkedIn

Regards,

Chiru